:root{--navy:#07172b;--navy2:#0b2240;--deep:#031026;--gold:#d8a23a;--gold2:#f4d783;--cream:#fff8e8;--ice:#f4f8fb;--text:#14233a;--muted:#64748b;--line:#e5e7eb;--white:#fff;--shadow:0 24px 70px rgba(8,20,40,.18)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}.container{width:min(1140px,92%);margin:0 auto}.narrow{width:min(860px,92%)}.site-header{position:sticky;top:0;z-index:20;background:rgba(7,23,43,.9);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.1)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:white;font-weight:900;letter-spacing:.02em}.brand img{width:52px;height:52px;border-radius:16px;object-fit:cover;box-shadow:0 10px 24px rgba(0,0,0,.25)}.nav-links{display:flex;gap:16px;align-items:center}.nav-links a{color:#f8fafc;text-decoration:none;font-weight:750;font-size:.95rem}.nav-links a:hover{color:var(--gold2)}.nav-cta{padding:10px 15px;border:1px solid rgba(244,215,131,.45);border-radius:999px;background:rgba(244,215,131,.08)}.hero{position:relative;background:radial-gradient(circle at 70% 15%,rgba(244,215,131,.28),transparent 18%),radial-gradient(circle at 10% 80%,rgba(31,85,137,.45),transparent 22%),linear-gradient(135deg,var(--navy),#061020 62%,#030916);color:#fff;padding:96px 0 124px;overflow:hidden}.hero-bg-orb{position:absolute;border-radius:50%;filter:blur(5px);opacity:.7}.orb-one{width:360px;height:360px;right:-120px;top:40px;background:radial-gradient(circle,rgba(216,162,58,.28),transparent 65%)}.orb-two{width:260px;height:260px;left:-80px;bottom:40px;background:radial-gradient(circle,rgba(93,149,204,.22),transparent 65%)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:58px;align-items:center;position:relative;z-index:1}.eyebrow{text-transform:uppercase;letter-spacing:.19em;font-weight:900;font-size:.78rem;color:var(--gold);margin:0 0 12px}.hero h1{font-size:clamp(2.6rem,5.4vw,5.6rem);line-height:.98;margin:0 0 22px;letter-spacing:-.07em}.lead{font-size:1.18rem;color:#dbe7f7;max-width:680px;margin:0 0 28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 21px;border-radius:999px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#061020;text-decoration:none;font-weight:950;border:0;cursor:pointer;box-shadow:0 12px 28px rgba(216,162,58,.28);transition:.18s ease}.btn:hover{transform:translateY(-2px)}.btn-outline{background:rgba(255,255,255,.04);color:#fff;border:1px solid rgba(255,255,255,.34);box-shadow:none}.btn-small{padding:10px 14px;font-size:.9rem}.hero-points{margin-top:24px;display:flex;gap:10px;flex-wrap:wrap}.hero-points span{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.07);padding:8px 11px;border-radius:999px;color:#dce8f7;font-size:.9rem}.hero-visual{position:relative;min-height:540px;display:grid;place-items:center}.beacon-card{position:relative;width:min(460px,92vw);border:1px solid rgba(255,255,255,.14);border-radius:42px;padding:24px;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.035));box-shadow:0 34px 80px rgba(0,0,0,.32);overflow:hidden}.beacon-rays{position:absolute;inset:70px -140px auto -140px;height:74px;background:linear-gradient(90deg,transparent,rgba(244,215,131,.38),rgba(244,215,131,.08),transparent);transform:rotate(-2deg);filter:blur(1px)}.beacon-card img{border-radius:32px;position:relative;z-index:1}.floating-note{position:absolute;background:#fff;color:var(--navy);border:1px solid rgba(216,162,58,.35);border-radius:18px;padding:12px 16px;box-shadow:var(--shadow);display:flex;align-items:center;gap:10px;font-weight:850}.floating-note strong{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold2)}.note-one{left:0;top:52px}.note-two{right:-5px;top:210px}.note-three{left:42px;bottom:56px}.wave{position:absolute;left:0;right:0;bottom:-1px;height:120px}.wave svg{width:100%;height:100%;display:block}.wave path{fill:#fff}.trust-strip{background:#fff;border-bottom:1px solid #edf0f4}.strip-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:24px 0}.strip-grid div{display:grid;grid-template-columns:auto 1fr;column-gap:12px;align-items:center;padding:16px;border:1px solid var(--line);border-radius:20px;background:linear-gradient(180deg,#fff,#fbfdff)}.mini-icon{grid-row:span 2;font-size:1.6rem}.strip-grid strong{color:var(--navy);font-size:1.05rem}.strip-grid span:last-child{color:var(--muted);font-size:.93rem}.section{padding:88px 0}.alt{background:linear-gradient(180deg,#f8fafc,#eef4f8)}.section h2{font-size:clamp(2rem,3.2vw,3.4rem);line-height:1.07;margin:0 0 18px;color:var(--navy);letter-spacing:-.045em}.center{text-align:center}.story-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:60px;align-items:center}.story-image-card{position:relative;min-height:410px;border-radius:36px;background:radial-gradient(circle at 68% 22%,rgba(244,215,131,.42),transparent 18%),linear-gradient(135deg,var(--navy),#0a2445);padding:34px;box-shadow:var(--shadow);overflow:hidden}.mock-window{background:rgba(255,255,255,.96);border-radius:24px;box-shadow:0 22px 60px rgba(0,0,0,.22);overflow:hidden;transform:rotate(-3deg);margin-top:34px}.mock-top{height:44px;background:#edf2f7;display:flex;gap:7px;align-items:center;padding:0 14px}.mock-top span{width:10px;height:10px;border-radius:50%;background:#cbd5e1}.mock-body{padding:28px}.mock-line{height:14px;border-radius:999px;background:#dbe5ef;margin:12px 0;width:72%}.mock-line.long{width:96%}.mock-line.short{width:48%}.mock-button{width:150px;height:42px;border-radius:999px;background:linear-gradient(135deg,var(--gold2),var(--gold));margin-top:22px}.glow-badge{position:absolute;right:30px;bottom:32px;color:var(--navy);font-weight:950;background:var(--gold2);padding:12px 16px;border-radius:999px;box-shadow:0 14px 30px rgba(0,0,0,.2)}.feature-list{display:grid;gap:14px;margin-top:26px}.feature-list div{border-left:4px solid var(--gold);padding:12px 0 12px 18px;background:#fff;border-radius:0 16px 16px 0;box-shadow:0 8px 22px rgba(15,23,42,.05)}.feature-list strong{display:block;color:var(--navy)}.feature-list span{color:var(--muted)}.timeline-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px;position:relative}.timeline-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 18px 45px rgba(15,23,42,.08);position:relative;overflow:hidden}.timeline-card:before{content:"";position:absolute;inset:0 0 auto;height:7px;background:linear-gradient(90deg,var(--gold2),var(--gold))}.timeline-card h3{margin:18px 0 8px;color:var(--navy);font-size:1.25rem}.timeline-card p{margin:0;color:#536175}.step{width:52px;height:52px;border-radius:18px;background:var(--navy);color:var(--gold2);display:grid;place-items:center;font-weight:950}.lighthouse-section{background:linear-gradient(135deg,#fff,var(--cream))}.lighthouse-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:46px;align-items:center}.cards{display:grid;gap:18px}.mini-cards{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:0 12px 32px rgba(15,23,42,.07)}.card h3{margin:0 0 8px;color:var(--navy);font-size:1.15rem}.card p{margin:0;color:#536175}.faq-list{display:grid;gap:14px;margin-top:34px}details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0;box-shadow:0 10px 22px rgba(15,23,42,.05)}summary{cursor:pointer;font-weight:850;color:var(--navy);padding:20px 22px;list-style:none}summary::-webkit-details-marker{display:none}details p{padding:0 22px 22px;margin:0;color:#4b5c72}.apply-section{background:radial-gradient(circle at 10% 20%,rgba(216,162,58,.18),transparent 20%),linear-gradient(180deg,#fff,var(--cream))}.form-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:42px;align-items:start}.loan-form{background:#fff;border:1px solid var(--line);border-radius:32px;padding:30px;box-shadow:var(--shadow);display:grid;grid-template-columns:1fr 1fr;gap:16px;position:relative}.loan-form:before{content:"Secure request";position:absolute;top:-15px;right:28px;background:var(--navy);color:var(--gold2);border-radius:999px;padding:8px 13px;font-weight:900;font-size:.84rem}.form-row{display:grid;gap:7px}.full{grid-column:1/-1}label{font-weight:850;color:var(--navy);font-size:.94rem}input,select,textarea{width:100%;border:1px solid #d1d5db;border-radius:14px;padding:13px 14px;font:inherit;color:var(--text);background:#fff}input:focus,select:focus,textarea:focus{outline:3px solid rgba(216,162,58,.26);border-color:var(--gold)}.checklist{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:10px}.checklist li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:10px}.support-card{margin-top:28px;border:1px solid #ead596;background:#fff;border-radius:22px;padding:18px;display:grid;gap:4px;box-shadow:0 10px 28px rgba(216,162,58,.12)}.support-card strong{color:var(--navy)}.support-card span{color:var(--muted)}.consent-group{background:#f8fafc;border:1px solid var(--line);border-radius:18px;padding:16px;display:grid;gap:14px}.checkbox-line{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;font-weight:600;color:#334155;font-size:.9rem;line-height:1.45}.checkbox-line input{width:18px;height:18px;margin-top:2px}.terms-line{margin:0;font-weight:850}.terms-line a{color:#174d8f}.site-footer{background:var(--navy);color:#dbe7f7;padding:52px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:34px}.site-footer img{width:132px;border-radius:18px;margin-bottom:14px}.site-footer h3{color:#fff;margin:0 0 10px}.site-footer a{color:#fff}.fine-print{font-size:.88rem;color:#9fb1c7}.footer-grid-enhanced{grid-template-columns:1.15fr .9fr .95fr}.footer-links{display:grid;gap:9px;margin:0}.footer-links a{text-decoration:none;color:#fff}.footer-links a:hover{text-decoration:underline}.footer-disclosure{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:24px;font-size:.82rem;line-height:1.55;color:#aebdd0}.footer-disclosure p{margin:0 0 12px}.footer-disclosure strong{color:#fff}.footer-brand p{max-width:360px}
.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;color:#9fb1c7;font-size:.9rem}.cookie-banner{position:fixed;left:24px;right:24px;bottom:24px;z-index:50;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:18px;display:none;align-items:center;justify-content:space-between;gap:18px}.cookie-banner p{margin:4px 0 0;color:#475569}.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}.cookie-actions .btn-outline{color:var(--navy);border-color:#cbd5e1}@media(max-width:920px){.hero-grid,.story-grid,.lighthouse-grid,.form-grid,.footer-grid{grid-template-columns:1fr}.hero-visual{min-height:420px}.mini-cards,.timeline-cards,.strip-grid{grid-template-columns:1fr}.note-one{left:8px}.note-two{right:8px}.note-three{left:25px}.loan-form{grid-template-columns:1fr}}@media(max-width:720px){.nav{align-items:flex-start;flex-direction:column;padding:14px 0}.nav-links{flex-wrap:wrap;gap:10px}.hero{padding:58px 0 108px}.section{padding:62px 0}.floating-note{display:none}.hero-visual{min-height:auto}.cookie-banner{left:12px;right:12px;bottom:12px;align-items:flex-start;flex-direction:column}}

/* Homepage hero refinement */
.hero-visual{min-height:520px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:22px;padding:18px 0 32px}.beacon-card{width:min(420px,88%);padding:20px;border-radius:38px;overflow:hidden;z-index:2}.beacon-card img{width:100%;display:block;border-radius:30px}.hero-step-pills{position:relative;z-index:3;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;width:min(520px,100%)}.step-pill{display:flex;align-items:center;justify-content:center;gap:9px;min-height:56px;padding:10px 12px;border-radius:18px;background:#fff;color:var(--navy);border:1px solid rgba(216,162,58,.35);box-shadow:0 16px 38px rgba(0,0,0,.18);font-weight:850;text-align:left}.step-pill strong{flex:0 0 auto;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold2)}.step-pill span{font-size:.9rem;line-height:1.15}.floating-note{display:none}@media(max-width:980px){.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:auto;margin-top:10px}.hero-step-pills{grid-template-columns:1fr;max-width:420px}}@media(max-width:720px){.beacon-card{width:min(360px,92%)}.hero-step-pills{grid-template-columns:1fr}}